Question by private: Paying back money back “owed” on student loans?..”Govt.”?
There are many out there that are struggling to pay back the
student loans. This is not for “you.”
There are many people out there who have gotten student
loans. Have become very “successfull.” an have large homes
and businesses.
Yet, you have not “attempted” to pay this loan back, or do you
“intend” to.
I think it is time for the “Federal Government” to step in and
“take back” what is owed “us.”
When you don’t pay your loan back, It just costs more for the
next student applying for a loan, who will be struggling to pay
it back for the next person to get a loan.
It is not ironic, that a “fool,” with borrowed money, both can
“RUN AWAY” together.
I hope since the Federal government, who is monitoring the
websites, picks up on this “message” or some Official with
“clout” takes a stand, to get the money back, Please? <}:-})

Best answer:

Answer by Tiare
IDK what you are talking about. the govt is pretty darn good at getting the money back from student loans. if someone is very successful and has a business, they are paying taxes and the govt will get their money

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Paying back money back “owed” on student loans?..”Govt.”? is a post from: Home Owners Loan

Underwater Home Loans could get help from Obama: Underwater homeowners would get refinanced into loans that would … http://bit.ly/aFXNyi – by BobbieNeace (Bobbie Neace)

Underwater Home Loans could get help from Obama: Underwater homeowners would get refinanced into loans that would … http://bit.ly/aFXNyi is a post from: Home Owners Loan

House prices set to slump even further as #home loans stay scarce – http://newzfor.me/?6y4l – by Navyroof_com (Navyroof.com)

House prices set to slump even further as #home loans stay scarce – http://newzfor.me/?6y4l is a post from: Home Owners Loan

Fulfil Your Dream of Owning a Home With the Home Loan

Staying in own home is a dream of everyone. People see dreams of owning home at their own choice, but everybody doesn’t able to afford that. Nowadays in the country like India, money is not a barrier of the dream of owning a home. Because all the government and on-government banks in India offer Home loan. These loans are specially given to those people who wants to build-up their own home or purchase a home.

Indian banks offer home loan under different categories, these include:-

Home Purchase Loans – This kind of basic loans are being provided for purchasing a new home.

Home Construction Loan: Banks provides this kind of loan for construction of home.

Home Extension Loan: One can get the loan for expanding or extending his existing home.

Home Improvement Loans: People can avail these loans if they have the requirement for implementing repair works and renovations of their existing home.

Bridge Loans: This loan is the best loan for those people who wants to sell his existing home and wish to purchase a new home. Banks help people by giving this loan to finance the new home.

Balance Transfer Loans: This kind of loan is given to pay off an existing home loan and avail the option of a loan with a lower rate of interest.
Home Conversion Loan: Banks provide this kind of loan to those people who has already purchased home by taking home loan and then wants to move on to another home and for that he requires some extra money. Under this category of loan the existing loan is being transferred to the new home and the extra amount is to be included.

Land Purchase Loans: One can avail these loans for purchasing land. The bank will give the loan without checking whether the borrower taking the loan for construction his home or using it for some other purposes.

Refinance Loans: Those who have taken loans from their friends or relative to purchase their homes, this kind of loan helps them a lot to repay that debt amount to them.

Stamp Duty Loans: To purchase a property, stamp duty is essential. This kind of loan helps people to pay for the stamp duty.

In India, banks provide home loans against fixed and floating rate of interest. Under the fixed rate home loans the interest rate remains fixed for the whole period of the loan. By taking loan under this category the borrower will get the facility of getting a fixed interest rate. But in this case they have to pay a higher rate of interest. On the other hand, under the floating rate loans the rate of interest fluctuates accordingly. The borrower will get the facility of getting a low interest rate. But the interest rate can rise any time and the borrower has to pay a much higher interest rate than the fixed rate of these loans. The repayment of home loans are to be given through Equated Monthly Instalment (EMI). The home loan EMI depends on the amount and the repayment period one takes.

In this age of technology, one can apply for the home loan Online. By applying online one gets relief from the lots of hassle like visiting to the lenders, seeking for the best home loan deal, do the huge formalities and fulfil the long paper works. By availing these loans online one just has to sit on a Internet enabled computer, make a search for the best home loan deal and after choosing one just has to fill a form, that’s it. By doing some simple procedures you dreams can come true.

Fulfil Your Dream of Owning a Home With the Home Loan is a post from: Home Owners Loan

FHA Home Loans Florida, FHA Mortgage Florida

FHA Home Loans Florida at www.FHAmortgagePrograms.com
 FHA Launches Short REFI Opportunity for Underwater Homeowners: HUD announced on 08/06/10 details on the adjustment to its refinance program that will enable lenders to provide additional refinancing options to homeowners who owe more than their home is worth. Read the press release…

From the Desk of the FHA Commissioner: Stay up to date with the latest news from the Desk of the FHA Commissioner.

HUD HUD Housing Counseling Program Notice of Funding Availability (NOFA)- Fiscal Year 2010: HUD announced on 07/27/10 that million is available for a broad range of housing counseling programs to help families find & preserve housing. Read more…

HUD Announces FHA “First Look” Sales Method for Eligible NSP Purchasers:HUD announced on 7/12/10 a new initiative that gives governments & nonprofits participating in the NSP program preference to acquire HudHomes.

FHA NSP First Look Federal Register Notice, July 2010

HUD First Look Press Release, July 12, 2010

NSP Homepage

NSP Resource Exchange

FHA Home Loans Florida at www.FHAmortgagePrograms.com

Announcing the HopeLoan Port: The HOPE NOW Alliance recently announced the launch of a new web portal, HOPE LoanPort™, that HUD believes has the potential to significantly improve the execution of HAMP and non-HAMP modifications.

FHA Announces Policy Changes to Address Risk & Strengthen Finances: Commissioner David Stevens has announced changes to strengthen the FHA’s capital reserves, while enabling the agency to continue to fulfill its mission. Read the press release & the Federal Register Notice.

FHA Publishes Guidance on Condominium Processing: Read the latest update from FHA Commissioner David Stevens. Also see FHA Mortgagee Letters 2009-46A & 2009-46B which provides updated guidance on condominium processing & project approval. Also visit FHA’s condominium home page.

Making Home Affordable (MHA): Find out how MHA can help homeowners facing foreclosure find help with their mortgage. Visit: www.makinghomeaffordable.gov

FHA Home Loans Florida, FHA Mortgage Florida is a post from: Home Owners Loan

Florida Home loan with No Fico, ( Florida Mortgage with NO Credit Score )

Yes it is very possible to buy a Florida home with No Credit Score or No FICO.

Developing a Credit History or Enough Credit

The lack of a credit history, or the borrower’s decision to not use credit, may not be used as the basis for rejecting the loan application.

 Some Florida No credit mortgage applicants may not have an established credit history. For these borrowers, including those who do not use traditional credit, the lender must obtain a non-traditional credit report from a credit reporting company or develop a credit history from one of the following examples

? 12 months canceled rent checks, Money orders, or direct deposit Receipts from the bank

? Other means of direct access from the credit provider.

o gas

o electricity

o water

o land-line home telephone service, and

o cable TV.

? Insurance coverage (for example, medical, auto, life, renter’s insurance (not payroll deducted) payment to child care providers – made to a business providing such services, school tuition, retail stores – department, furniture, appliance stores, specialty stores,  rent to own – (for example, furniture, appliances) payment of that part of medical bills not covered by insurance, Internet/cell phone services, a documented 12 month history of saving by regular deposits (at least quarterly/non-payroll, deducted/no NSF checks reflected), resulting in an increasing balance to the account, automobile leases, or a personal loan from an individual with repayment terms in writing and supported by cancelled checks to document the payments. The More ammunition we have to prove you pay your bills the better. letters from a direct service

providers must be on letter head and include the following:

? creditor’s name

? date of opening

? high credit

? current status of the account

? required payment

? unpaid balance, and

? a payment history in the delinquency categories (for example, 0×30, 0×60, and so on).

 Apply today for a Florida No Fico score home loan at

http://www.FHAmortgagePrograms.com

Florida Home loan with No Fico, ( Florida Mortgage with NO Credit Score ) is a post from: Home Owners Loan

How do I document assets in an investment account for an FHA Home loan?

How do I document assets in an investment account for an FHA Home loan?

 FHA an FHA loan Assets such as IRAs, thrift savings plans, and 401(k)s, etc., may be included in the underwriting analysis up to only 60 percent of value unless the borrower provides conclusive evidence that a higher percentage may be withdrawn after subtracting any federal income tax and any withdrawal penalties. Evidence of redemption is required. For loans scored through FHA TOTAL Scorecard, only 60% of the vested amount of the account may be used. The FHA mortgage  lender must document the existence of the account with the most recent depository or brokerage account statement. In addition, evidence must be provided that the retirement account allows for withdrawals for conditions other than in connection with the FHA mortgage applicants  employment termination, retirement, or death. If withdrawals can only be made under these circumstances, the retirement account may not be included as cash reserves. If any of these funds are also to be used for loan settlement, that amount must be subtracted from the amount included as cash reserves. Additional information regarding documentation requirements for loans scored through FHA TOTAL Scorecard may be found in the FHA TOTAL Scorecard User Guide, available as a attachment to Mortgagee Letter 04-47.

Handbook 4155.1: 5.B.3.a

Please let me know how I can help you with your FHA loans.

Other FHA loan Advantages Include:

Minimal Down Payment and Closing Costs.

Down payment less than 3.5% of Sales Price Gift for down payment and closing costs allowed. No reserves or required. FHA regulated closing costs. Seller can credit up to 6% of sales price towards buyers costs.

Easier Credit Qualifying Guidelines such as:

Minimum FICO credit score of 540. FHA will allow a home purchase 2 years after a Bankruptcy. FHA will allow a home purchase  3 years after a Foreclosure. 

Easier Debt Ratio & Job Requirement Guidelines such as:

Higher Debt Ratio’s than other home loan programs. Less than two years on the job is allowed. Self-Employed individuals o.k.

www.FHAmortgageFHALoan.com

http://www.FLoridamortgagehome.com

http://www.fhamortgageprograms.com/

How do I document assets in an investment account for an FHA Home loan? is a post from: Home Owners Loan

Many types of Bankruptcy Loans* – http://is.gd/eTEhe – by negociosdinero (Negocios Dinero)

Many types of Bankruptcy Loans* – http://is.gd/eTEhe is a post from: Home Owners Loan

A Second Home

This is an electronic edition of the complete book complemented by author biography. This book features the table of contents linked to every chapter. The book was designed for optimal navigation on the Kindle, PDA, Smartphone, and other electronic readers. It is formatted to display on all electronic devices including the Kindle, Smartphones and other Mobile Devices with a small display.

List Price: $ 3.99

Price:

A Second Home is a post from: Home Owners Loan

Question by Justin R: What am I liable for if I have a “mortgage loan” and am not on title?
My employer bought a home for my family and I to live in, then issued me a “mortgage loan” for 50% of the purchase price. I am not on the title, but pay 50% of all costs and taxes. They have a clause that states I am in default if I choose to voluntarily quit within 3 years from the inception of the contract. Can they do this? What if I decide to walk away? They treat me horribly now that they have something to hold over my head. Can I actually be held liable for a mortgage payment on a property do not own? I have never received any money from the transaction.
They own the home free and clear, they have no mortgage. They paid cash.

Best answer:

Answer by Carolinahomerates.com
yes they can hold you liable…and you can pay that loan for the rest of your life…or when it’s fully paid for.

if you FULLY pay for it…then they were be sole beneficiary’s

Add your own answer in the comments!

What am I liable for if I have a “mortgage loan” and am not on title? is a post from: Home Owners Loan